Only 16 states in the U.S.—including New Jersey—currently have laws requiring health insurance companies to provide coverage for infertility treatment. The insurance mandate states that any insurance provider who provides pregnancy-related benefits must also cover infertility treatment and IVF costs. The law also requires health plans contracting to cover state employees and teachers to include the same infertility coverage.
A recent update to the mandate defines infertility as “a disease or condition that results in the abnormal function of the reproductive system.” The new law aligns its requirements with the medical definition of infertility, and allows women with same sex partners and women without partners to qualify for infertility coverage.
To see if you meet the criteria and definition of infertility, in order to be able to receive health insurance coverage for infertility treatment in the state of New Jersey, visit our website.